The payment industry is set to see significant alteration in its value chain with the introduction of online payment. The online payment market which has grown in importance in recent years as a result of boom in the e-commerce market has resulted in the shift of customers from paper based payment mediums to online payment mediums. The consumer preferences are shifting towards transparency and flexibility as they are looking for better, more proactive solutions around life events. Indian payment industry has witnessed sea change since the introduction of online payment as more and more consumers are shifting from traditional method of making payment i. e. paper based to the new payment methods like online bill payment and card based payment methods. The most preferred payment instrument for online payment in India is credit cards. Chinese online payment industry has characteristics which are different compared to Indian online payment industry as its most preferred online payment instrument is remittance (debit transfer), collection (credit transfer) and collection with acceptance (debit transfer) market. Also its third party platform is highly competitive with 40 companies operating in it with razor thin margins and most of them are offering homogenous services. Malaysian online payment industry is more advanced compared to India and China as its market has more advanced instruments like e-money which are not present in India and China at the moment. Also, it has higher internet penetration rate compared to India and China. Its most preferred online payment instrument is credit cards with internet banking being second most preferred medium of online payment. The shift in the payment method in India, China and Malaysia is the result of increase in e-commerce activities, change in consumer preferences and increase in internet penetration as more and more population becomes tech savvy. Also, there are certain advantages of the online payment method over the traditional methods like low cost, time saving and ease of usage which have contributed towards this payment method shift. This report analyzes the trends in online payment market in India, China and Malaysia. It analyzes the regulatory structure, competitive landscape and outlook in these countries. The report also discusses the demographic trends, online shopping patterns and online bill payment segment. The scope of study has been kept limited to the B2C and C2B segments of the online payment market therefore excluding segments like B2B. Table of Contents :1. Online Payment Market1. 1 OverviewOnline Payment MediumInternet BankingCredit/Debit CardOnline Payment Service Providers1. 2 Scope of Study1. 3 Segments of Online Payment MarketPayment Market for Online PurchasesOnline Bill Payment Market2. India2. 1 Internet Market Overview2. 1. 1 Indian Internet users DemographicsInternet Usage Statistics in IndiaInternet Usage by City Class2. 2 India’s E-Payment System2. 2. 1 Large Value E-Payment System2. 2. 2 Retail E-Payment System2. 3 Regulatory Environment2. 4 Online PurchasingOnline Buyers by AgeOnline Purchasing Medium2. 5 Indian E-payment Market Overview2. 5. 1. Credit & Debit Card MarketCredit & Debit Card Market Growth by Volume/Value2. 5. 2 Online Bill Payment MarketDemographic Profile of Online Bill PayersPreferred Medium for Online Bill Payment2. 6. Key Trends2. 6. 1. Explosive Growth in PC Owners & Internet Usage2. 6. 2 Far Reaching Internet Services2. 7 Competitive Landscape2. 7. 1 Online Purchasing2. 7. 2 Online Bill Payment Market2. 8 Outlook3. China3. 1 Internet Market OverviewGrowth of Chinese E-economy SegmentChinese Online Payment Market Segments3. 2 China’s E-Payment SystemClassification of Payments System3. 3 Regulatory Environment3. 4 Online PurchasingGrowth in Online Purchasing MarketOnline RetailingCity-wise Online Shopping Penetration3. 5 China’s E-payment MarketCash vs. Non-cash PaymentsGrowth in Remittances, Cheque & Bankcards3. 5. 1 Bankcards (Debit, Credit and Quasi Credit Cards)Bankcards GrowthBankcards Consumption Growth by Value/Volume3. 5. 2 Internet BankingInternet Banking Market Growth3. 5. 3 Online Third Party Payment MarketThird-party Payment Market Growth3. 5. 4 Remittance & Other Payment Instruments3. 6 Key Trends3. 6. 1 Growth of Internet Users3. 6. 2 Increasing Penetration Rate3. 7 Competitive Landscape3. 7. 1 Payment Market for Online Purchasing3. 7. 2 Online Third-party Payment Market3. 8 Outlook3. 8. 1 Online Purchasing Market3. 8. 2 Online Third-party Payment Market4. Malaysia4. 1 Internet Market Overview4. 1. 2 Malaysian Internet Users DemographicsInternet Users by Age GroupsUses of Internet in Malaysia4. 2 Malaysia’s E-Payment SystemClassification of E-Payment system4. 3 Regulatory EnvironmentCurrent Developments in Payment & Settlement System4. 4 Online Purchasing MarketGrowth of Online BuyersOnline Buyers by Age GroupOnline Purchases by Type of ProductsMode of Payment in Online Purchasing4. 5 Malaysian Retail E-payment MarketRetail E-Payment Market GrowthPayment Modes in Retail E-Payment Market4. 5. 1 Internet Banking MarketUses of Internet BankingGrowth in Internet Banking4. 5. 2 Debit & Credit Card MarketCredit & debit Card Growth by Value/Volume4. 5. 3 Charge Cards & E-moneyGrowth of Charge Cards & E-money4. 6 Key Trends4. 6. 1 Growth of Internet Users4. 6. 2 E-payments Dominance over Cheque4. 6. 3 Increase in Internet Banking Subscribers4. 6. 4 Increase in Mobile Banking Subscribers4. 7 Competitive Landscape4. 7. 1 Credit Card Market4. 7. 2 Charge Card Market4. 7. 3 E-money Market4. 7. 4 Internet BankingList of TablesIndia-Indian E-Payment System (2008)India-Top 10 Cities by No. of Online Bill Payers (2008)Malaysia- List of Credit Card Companies (2008)Malaysia- List of Charge Card Companies (2008)Malaysia- List of Companies Providing E-money Services (2008)Malaysia- List of Companies Providing Internet Banking Services (2008)List of ChartsIndia- Internet Usage Statistics (2008)India- Internet Usage by City Class (2008)India- Age-wise Classification of Internet Users (2008)India- Usage of Internet by Netizens (2008)India- Electronic Payment System Architecture (2008)India- Break-up of Total Internet Users (2007-08)India- Age-Group Classification of Online Buyers (2008)India- Medium of Payment for Online Purchasing (2008)India- Volume Growth in Credit and Debit Card Market (2004-08)India- Value Growth in Credit and Debit Card Market (2004-08)India- Percentage of Total Internet Users Owning a Credit Card (2008)India- Mode of Bill Payment by Indian Consumers (2006)India- Preferred Channel of Bill Payment by Indian Customers (2006)India- Demographic Profile of Online Bill Payers (2008)India- Preference of Medium for Online Bill payment (2008)India- Trend in PC Owners & Internet Subscription (1997-2007)India- Trend in Internet Penetration (2000-08)India- Market Share by Players & Service Lines (2008)India- Online Purchasing Market Forecast (2006-11E)China – Age-wise Breakup of Internet Users (2008-09)China – Percentage of Total Internet Users in Urban & Rural Areas (2008)China- E-economy Growth Rate (2008)China- Online Payment Market Breakdown (2008)China- Structure E-payment System of ChinaChina- Quarterly Transactions & Online Purchasing Market Growth (2008Q3-2009Q3)China- Transaction Value of Online Shopping by Province (2008)China- Breakdown of Payment Transaction Volume of Major Non-cash Payment Instruments (2007)China- Breakdown of Payment Transaction Value of Major Non-cash Payment Instruments (2007)China- Break down of Bankcards Issued (2007)China- Cumulative Number & Growth Rate of Bankcards (2002-07)China- Consumption Value & Growth Rate of Bankcards (2001-07)China- Consumption Volume & Growth Rate of Bankcards (2001-07)China- Volume Growth in Individual Internet Banking Market (2004-07)China- Value Growth in Individual Internet Banking Market (2004-07)China- Third party Payment Market (2007Q1–2009Q3)China- Comparison of Internet Users Worldwide (2002 & 2008)China- Growth of Internet Users in China (Jun 2005-Jun 2008)China- Internet Penetration Rate (Jun 2005-Jun 2008)China- C2C Market (2008)China- B2C Market Share (2008)China- Market Share of Third Party Payment Market (2009)China- Outlook of Online Purchasing Market (2008-12E)China- Forecast of Online Third Party Payment Market (2004-12E)Malaysia- Percentage of Malaysian Internet Users by Age Groups (2008)Malaysia- Malaysian Internet Users by Usage (2008)Malaysia- Malaysia’s Payment SystemMalaysia- Total Internet Users Vs Buying Online (2008 & 2009E)Malaysia- Age Group wise Break-up of Online Purchasers (2008)Malaysia- Products / Services Bought Online (2008)Malaysia- Break-up of Mode of Payment in Online Purchases (2007)Malaysia- Growth of Retail E-payment Market (2004-07)Malaysia- Break-up of Retail E-payment Market (2008)Malaysia- Break-up of Retail E-payment Market (2004)Malaysia- Various Purpose of Usage of Internet Banking Services (2008)Malaysia- Purpose-wise Break-up of Individual Internet Banking Market (2005-08)Malaysia- Purpose wise Break-up of Corporate Internet Banking Market (2005-08)Malaysia- Volume of Debit & Credit Card Transaction (2004-08)Malaysia- Value of Debit & Credit Card Transaction (2005-08)Malaysia- Growth in Charge Card & E-money Market (2004-08)Malaysia- Growth in Internet Users (2006-09)Malaysia- Comparison of Cheque/E-payments Market by Volume of Transactions (2004-08)Malaysia- Comparison of Cheque/E-payments Market by Value of Transactions (2004-08)For more information 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